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Home Insurance or LDI?

Home Insurance or LDI?

What’s the difference between home insurance, and latent defect insurance? A homeowners guide. If you live in a home that was built within the last 10-years, you likely have a Structural Insurance Policy on the property, these are also called Latent Defect Insurance...
Latent Defects Insurance – What is it?

Latent Defects Insurance – What is it?

What is Latent Defects Insurance? Latent defects insurance can be confusing if you aren’t familiar with it as the way it is purchased, as how it functions can be very different from most other types of insurance.  If, for example, you were purchasing car insurance;...
What is a Collateral Warranty?

What is a Collateral Warranty?

Collateral warranties have become standard on most construction contracts, but what are they? What do they mean? And who is liable under them?  To understand collateral warranties, you first need to understand some basics of Contract Law in the UK. In Contract Law,...